You decide who pays the fee
Collect credit card and FPX payments with the flexibility to decide who pays the transaction fee. It's simple. No gateway or setup fees required.
Simple and flexible pricing
✔️ No platform or setup fees ✔️ Get started completely free
Domestic cards
International cards
FPX
The 1% credit card offer is only valid for new collectors, on the first RM5,000 collected, and expires 45 days after account verification. Thereafter, standard processing fees apply, including a minimum fee of RM10 for any payment below RM400. The promotion ends 31 January 2025. See full T+Cs here.
*FPX payment fee: 0.2% or RM2 from a personal bank/RM2.50 from a business bank, whichever is higher.
Collecting payments with CardUp for free
Enjoy 1% promo fees on the first RM5,000 credit card collection. Provide your details below:
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No platform or setup fee
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No technical integration
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No strings attached
Who pays the fee?
You may decide if you or your customers will pay.
Your business pays the fee
Your business pays for credit card acceptance and reconciliation. Your customers enjoy a free and rewarding payment option.
or
Your customer pays the fee
Your customers pay for the convenience and benefits of paying by their cards. Your business collect payments for free.
Frequently Asked Questions
Can my business use CardUp to collect payments?
You can sign up to collect payments using your CardUp for Business account if your business
- owns a corporate bank account
- is at least 2 years old (if your business is registered as a sole proprietor)
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is not operating in these restricted categories
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if collecting prepaid invoices, amounts to be lesser than RM27,000 (no limit on post-paid invoices)
If you meet the requirements, head over to our sign up page to get started. We will get back to you with the next steps within 2 business days.
Why does CardUp charge a fee?
Our fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains securefor your everyday use.
How long does it take for me to receive my payments?
As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: Standard payout (receive in 3 business days at no additional fee) or Next business day payout (receive payout in the next business day at an additional fee of 0.25%)