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In partnership with  imoney-logo

Card rewards tip

Earn more air miles and points on your credit cards via CardUp

Pay rent, car loan, insurance, and many more with your existing credit card and earn rewards, even where cards are not accepted.

Visa
Matercard
UnionPay
Pay personal bills on CardUp

Over 500,000,000 air miles already earned by our customers

"We pay everything we can through CardUp, which maximises our credit card miles. This has helped us with our many vacations including to Iceland and back!"

barry-1

Barry and Laura
Uses CardUp for rent and income taxes

"Skiing with our kids was the highlight of our year. We used the reward miles earned to fly to Switzerland, all thanks to CardUp!"

The o-Reilly Family photo

The O'Reilly Family
Uses CardUp for rent and taxes

How it works

Set up your payments
1. Set up your payment
Sign up for free. Enter your payment details. The payment is charged to your card with a small fee. You can pay anyone, even if they don't use CardUp.
Your recipient gets paid
2. Your recipient gets paid
Once your payment is scheduled, your recipient receives the funds via bank transfer in as quickly as one business day.
Sit back and earn rewards
3. Sit back and earn rewards
Sit back, relax and earn the rewards on your favourite credit cards from your payments. Here's to more miles, points and cashback!
Illustration of people celebrating rewards with their credit card

How to maximise your credit card benefits?

Pay

Nick uses his credit card on CardUp to pay his housing loan, car loan, and kids' school fees through the year.

Benefits

His payments traditionally don't earn him any card rewards but with CardUp, he could.

Plus, he only needs to pay when his card bill is due almost 2 months later.

Rewards

Not only did he manage to accumulate enough air miles for his holiday trips, he also feel less pressure on his monthly cash outflow.

First Payment
0% (usual price 2.25%)
  • Use code IMONEYFREE
  • Valid on first payment of up to RM4,000
  • End 31 March 2024
View all terms

Enjoy 0% on your first payment

Schedule your first property expenses on CardUp for free and enjoy subsequent payments from as low as 1.3%. You've got absolutely nothing to lose, so why not give it a go!
Calculator sample

Unsure how much card rewards you can earn?

Use our rewards calculator to find out

Shift these payments onto your your credit card

Earn miles, points and cashback on these payment types traditionally not payable by card.

Rent

Rent

Mortgage

Mortgage

Renovation

Renovation

Car loan

Car loan

education

Education

Insurance

Insurance

Season Parking

Season Parking

Property Maintenance

Property Maintenance

Security is at the core of our platform

pci-dss-compliant

We work closely with payment partners licensed by Bank Negara Malaysia. We are also a registered Visa Business Payments Solution Provider (BPSP) in Malaysia.

CardUp supports cards from all major banks and issuers

Affinbank
Agrobank
Alliance bank
AmBank
Bangkok Bank
Bank Islam
Bank of America
Bank of China
BNP Paribas
BSN
China Construction Bank
Citibank
CIMB bank
HL Bank
HSBC
ICBC
Maybank
Mizuho
MUFG
OCBC Bank
Public Bank
RHB
Standard Chartered Bank Logo
UOB

Have questions about using our platform?

What other payments can I make with CardUp?

Will I earn rewards on my credit card for payments made through CardUp?

How will the rewards earned outweigh the CardUp fee?